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Frequently Asked Questions & Answers / F.A.Q. Questions 1. What is a "Reduced Fee" or "Discount" Dental Plan? 2. How can your plan offer broad coverage at such low rates? 3. Are the reduced fee Dental plans offered by Dental-plans.org considered insurance? 4. How are reduced fee or discount plans different from traditional insurance? 5. How are reduced fee plans similar to traditional insurance? 6. Can I use it along with my current insurance plan? 8. When do I become an active member? Is there a waiting period? 9. Do I get a Membership Card? 10. When can I expect to receive my Membership Kit package? 11. Is there a limit to the number of members covered under the family plan? 12. What providers are available in my area? 13. What is a participating provider? 14. Am I stuck using a specific dentist or participating provider with this plan? 15. When will my coverage become effective? 16. When will my bank account or credit card be debited? 17. If I need help finding a doctor or provider will there be assistance available? 18. How do I contact you? What is your toll free number?
Answers What is a "Reduced Fee" or "Discount" Dental Plan? Discount Dental plans are designed for individuals and families looking to save money on Dental care services. All general providers participating in a discount Dental plan have agreed to accept a reduced fee as payment in full for each service performed. Once enrolled in any discount plan, you may visit any participating provider and receive treatment at a reduced fee. Simply show your membership card when visiting any participating plan provider to receive health care services at discounted rates. No claim forms. No background checks. No hassles. How can your plan offer broad coverage at such low rates? First, we keep administrative costs to a minimum. Second, there are no claim forms to fill-out and there are no collections. Third and more importantly, health-care professionals have begun to realize the buying power of large groups (members). Forth, providers recieve their payments immediatly. Are the reduced fee Dental plans offered by Dental-plans.org considered insurance? NO! REDUCED FEE PLANS ARE NOT INSURANCE. Discount dental plans are an innovative alternative to dental insurance, designed for the needs of individuals and families. How are reduced fee or discount plans different from traditional insurance? A reduced fee plan is different in several ways from traditional insurance. Reduced fee plans remove much of the hassle and waiting that goes into enrolling in traditional insurance. Unlike traditional insurance, we do not check for preexisting conditions. There are no complicated forms to fill out and send back and forth to any insurance company. There are no deductibles to worry about and enrollment is available to anyone at any age, regardless of your current health. Most importantly, there is no annual maximum benefit. You can use the plan as much and as often as needed. The member is responsible (at the prenegotiated rate) for payment to the provider. How are reduced fee plans similar to traditional insurance? The network of participating doctors, dentists, optometrists, and pharmacists that participate in the plans Dental-plans.org offers are often the same providers you would find in any of the most popular insurance plans today. Can I use it along with my current insurance plan? In some cases Yes, but it is best to check with the participating provider office directly to maximize and coordinate all your benefits. Your TOTAL out of pocket expenses include your Dental plan cost and annual membership fee, plus the discounted fees you will be charged for medical services. That's it! When do I become an active member? Is there a waiting period? Your membership is activated on the day you select after your payment is received and processed. Unlike health insurance, there is no 30-day or 90-day waiting period, or background checks. Yes. All members receive a Membership Kit package with membership card. When can I expect to receive my Membership Kit package? Fulfillment packages should be received within two weeks of your affective date. Is there a limit to the number of members covered under the family plan? There is no limit, as long as everyone enrolled in the family plan lives at the same mailing address. What providers are available in my area? Use our powerful search to find out which providers are in your area. Dental-plans.org offers one of the largest combined nationwide networks of providers. Anywhere. Nationwide. What is a participating provider? A participating provider is a medical service provider who has agreed to participate and provide services to plan members at a lower, preferred schedule of fees. The Dental-plans.org net-work is comprised of established private practitioners. Am I stuck using a specific dentist or participating provider with this plan? No. With the discount Dental plans we offer you are not obligated to use a specific participating provider. You are free to use any service provider listed in the network regardless of the zip code, town, city or state. When will my coverage become effective? You select the date when your coverage become effective. When will my bank account or credit card be debited? Billing is done on the 15th of every month for the following months payment. If the 15th falls on a weekend or holiday the billing will take place on the previous business day. If I need help finding a doctor or provider will there be assistance available? Yes! PriMed is proud of it's customer service reputation and will assist members via toll free customer service. How do I contact you? What is your toll free number? Our toll free customer service number is 877-738-7287. Click here for other contact information. Join today and begin using your benefits as early as Tuesday September 7, 2010
Discount dental plans offered through Dental-plans.org are not insurance plans, but savings plans. |
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